Insurance As a Device For Handling Risk 3816762268780510832-blid-37819505459578856
สถิติหวย ออก วันจันทร์
An adequate definition of insurance must include both the building-up of a fund or the transference of risk and a combination of a large number of separate, independent exposures to loss. Only then is there true insurance. Insurance may be defined as a social device for reducing risk by combining a sufficient number of exposure units to make the loss predictable.

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